IndiaAktai Tax

Advance tax for traders, without the last-minute panic

Salary has TDS deducted at source. F&O and intraday profits do not, so the full advance-tax responsibility, estimating it and paying four times a year, sits with you. Miss an installment and interest starts at 1% per month. Here is the schedule, and how Aktai keeps you ahead of it.

The four installments

DateCumulativeInstallment

15 Jun15%1st installment

15 Sep45%2nd installment

15 Dec75%3rd installment

15 Mar100%4th installment

Work out your own numbers with the advance tax calculator: it lays out all four amounts and estimates 234B/234C interest if you are behind.

The real problem: a moving estimate

Advance tax is easy to get wrong because your profit is a moving target. A strong June can reverse by September. If you under-pay early and the year ends profitable, 234C bites; if you over-pay, your capital is locked with the department until you file. The fix is a live liability estimate that updates as you trade, so each installment is based on real numbers, not a guess.

How Aktai keeps you ahead of it

Aktai Tax Pro keeps a running, year-to-date tax-liability estimate from your imported trades and sends a WhatsApp or Telegram reminder seven days and one day before each installment, with the amount due. It reuses the same alert pipe that powers Aktai's trading alerts, so the nudge reaches you where you already are. Read the deeper guide on advance tax for traders, or see how it connects to the rest of your position on the Aktai Tax hub.

Frequently asked questions

When is advance tax due for traders?

Four installments: 15% by 15 June, 45% cumulative by 15 September, 75% by 15 December, and 100% by 15 March. Traders who use the 44AD presumptive scheme pay the entire amount by 15 March in one installment.

What interest do I pay if I miss it?

Section 234C charges 1% per month for shortfalls against each installment. Section 234B charges a further 1% per month from 1 April of the assessment year if less than 90% of your tax was paid by year end. The two stack, so a large unpaid liability can accrue meaningful interest by the time you file.

How do I estimate advance tax when my profit keeps changing?

You estimate from your year-to-date position and revise at each installment. Advance tax is explicitly a best-estimate, true-up-as-you-go system. The hard part is keeping an accurate running profit figure across brokers, which is exactly what the Aktai Tax monitor does.

Aktai Tax · for Indian F&O and equity traders

Know your trading tax position all year, not just in July.

Import your broker P&L, get ICAI-correct turnover across every broker, an honest audit-applicability check, an old-vs-new regime estimate, and advance-tax nudges. A clean, tax-ready report your CA can use. No bank linking, no e-filing access.

✦ ICAI absolute-sum turnover⚡ Advance-tax reminders🔒 No bank linking

Start free →Explore Aktai Tax →

Estimates for your reference, verify with a qualified CA. For Indian traders.

Aktai Tax produces estimates and computations for your reference, not tax advice. It does not file returns and has no access to your bank or the income-tax portal. Verify every figure with a qualified Chartered Accountant.