Groww Tax Report Explained: Which Statements to Download and How to Use Them
Note: This is general information, not tax advice, and tax rules change. Verify the current figures against the Income Tax Act, the relevant Finance Act and ICAI guidance, and confirm your own position with a qualified Chartered Accountant.
Why Groww uses separate files by segment
Groww organises its P&L reports by asset type: one file for equity delivery (STCG/LTCG), one for equity intraday (speculative), and one for F&O (non-speculative business income). Each file may cover only one segment. If you trade across segments, you need all the relevant files before you can compute a complete tax position.
Which files to download
Go to Reports on Groww and download the Capital Gains or P&L Statement for the financial year. Select each segment you traded. If Groww offers a combined export, use that. Exact steps are on the Groww export guide. The key is to include all segments, because missing one means your net P/L and turnover will be incomplete.
How ICAI turnover is computed from Groww data
From the F&O and intraday columns, add the absolute profit on winning trades to the absolute loss on losing trades. That is the ICAI absolute-sum turnover. For equity delivery, turnover in the ICAI sense does not apply; those are capital gains computed from the purchase and sale price with the applicable holding-period rules.
What Aktai does with your Groww files
Upload each Groww file in Aktai Tax. Aktai parses all segments, applies the ICAI method to F&O and intraday, classifies equity delivery as STCG or LTCG, totals deductible charges, and checks audit applicability. If you also trade on Zerodha or another broker, upload those files too. See multi-broker turnover for how that works.
Frequently asked questions
Groww gave me separate files for F&O and equity. Do I upload both?
Yes. Upload every segment file you have (F&O, intraday equity, delivery equity). Aktai Tax combines them into one aggregated report with correct ICAI turnover per segment and correct STCG/LTCG classification for equity delivery.
Does the Groww report include deductible charges?
Yes. The Groww P&L export includes brokerage, STT and exchange charges per trade. Aktai captures these as deductible trading expenses, reducing your taxable F&O profit.
I only trade equity on Groww, no F&O. Do I need this?
Yes. Equity delivery trades produce STCG or LTCG. Intraday equity is speculative business income. Both need to be reported in ITR-3 if you also have F&O income. Upload your Groww equity P&L and Aktai handles the classification.