IndiaTrader Tax

Deductible Trading Expenses: The Full Checklist (2026)

Treating F&O as a business is not just paperwork, it unlocks deductions a capital-gains investor cannot claim. Every rupee of legitimate business expense lowers your taxable profit. Here is the full checklist, and the rules that go with it.
June 11, 2026 ยท 7 min read ยท By Aktai Team

Note: This is general information, not tax advice, and tax rules change. Verify the current figures against the Income Tax Act, the relevant Finance Act and ICAI guidance, and confirm your own position with a qualified Chartered Accountant.

Why traders can deduct, and investors cannot

F&O is non-speculative business income, so the costs of running that business are deductible against it. A delivery investor reporting capital gains does not get this. The deductions below directly reduce the profit you pay slab tax on, so leaving them out means overpaying.

The statutory charges (auto from your statements)

BrokerageWhat your broker charges per trade. Fully deductible.
STTSecurities Transaction Tax. Deductible for F&O business income (unlike for capital gains).
Exchange chargesExchange transaction charges on each trade.
SEBI turnover feeThe regulator's small per-turnover levy.
Stamp dutyState stamp duty on your contracts.
GST on brokerageGST charged on brokerage and other charges.

These sit in your contract notes and Tax P&L, so they are the easiest to capture. See how rate changes flow through in STT and trading costs.

The business-use costs (you add these)

Internet and dataThe business-use portion. Claim a reasonable percentage if shared with personal use.
Software and subscriptionsCharting, scanners, data feeds, and tax tooling used for the business.
Advisory feesFees paid to a SEBI-registered research analyst or adviser for your trading.
DepreciationComputer or laptop used for trading, depreciated at 40% on the written-down value.
For shared costs, apply a business-use percentage and keep a note of how you arrived at it. A 50% internet claim is defensible if you genuinely use the line half for trading; 100% is not, if the household shares it.

The depreciation point most traders miss

A laptop bought for trading is a business asset. You do not deduct the full cost in the year of purchase; you depreciate it at 40% on the reducing balance. A โ‚น80,000 laptop gives a โ‚น32,000 deduction in year one, then 40% of the remaining โ‚น48,000 the next year, and so on. Confirm the current rate with your CA.

Capture them all in one place

Aktai Tax auto-pulls the statutory charges from your broker statements and lets you add the business-use costs with a depreciation helper, so your expense schedule is complete and your taxable profit is not overstated. Start by checking your turnover and net P&L with the turnover calculator, and read the full picture in income tax on F&O trading.

Frequently asked questions

What expenses can F&O traders deduct?

Brokerage, STT, exchange transaction charges, SEBI turnover fee, stamp duty, GST on brokerage, plus business-use costs like internet, data and software subscriptions, advisory fees, and depreciation on a computer or laptop used for trading. All reduce taxable business profit.

Can I claim my whole internet bill?

Only the business-use portion. If you use your internet connection half for trading and half personally, claim 50%. Apply a reasonable business-use percentage to shared costs and keep a note of the basis.

How does laptop depreciation work for traders?

A computer or laptop used for trading is a business asset, depreciated at 40% on the written-down-value basis. You deduct depreciation each year on the reducing balance, not the full cost in year one. Confirm the current rate and method with your CA.

Related reading

Income tax on F&O trading in India โ†’Is F&O tax audit mandatory? โ†’How to calculate F&O turnover โ†’Salaried trader tax mistakes โ†’

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Estimates for your reference, verify with a qualified CA. For Indian traders.

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Not financial advice. Aktai is software for SEBI-registered Research Analysts. It is not a financial adviser, broker, Investment Adviser, or Research Analyst, and is not registered with SEBI or any other financial regulator. It surfaces public filings and news and drafts factual notes for the registered analyst to review, edit, and sign. Aktai does not author research, make recommendations, or decide what any security is worth. The view, the recommendation, and the regulatory responsibility stay with the registered analyst who sends the note. Full disclaimer โ†’